About Facts Deck

We aim for content that is accurate, original, and useful. Every piece should have a clear reader benefit: a definition, a framework, a comparison, or a step-by-step overview—not empty hype or vague promises.

Writers and editors follow a defined review path: substantive edit for clarity and structure, compliance with our sourcing standards, and update or refresh when rates, rules, or products change in ways that affect the advice in the article.

If you believe an article is outdated, unclear, or missing context, please contact us through our contact page. We take reader feedback seriously.

Claims about rates, laws, fees, and product terms are checked against primary or authoritative sources—issuer documentation, government portals, regulator materials, or peer-reviewed research where applicable.

Editors review articles for internal consistency and for alignment with cited sources. Complex or fast-moving topics may receive an additional review from a subject-matter reviewer or fact-checking workflow before publication.

We distinguish between news reporting, educational explanation, and opinion. When we cite statistics or studies, we prefer transparent methodology and recent data, and we say so when figures are estimates or illustrative.

When we identify a factual error—whether reported by a reader or found in review—we correct it promptly and note the correction on the page when the change is material to the reader’s understanding.

Corrections are labeled clearly (for example, as an editor’s note or correction line) so the fix is transparent. Minor typos or formatting issues may be fixed without a notice when they do not change meaning.

To report a possible error, use the contact options on our site and include the article URL and a short description of what you believe is wrong. We aim to acknowledge legitimate reports in a timely manner.

We rely on primary sources whenever possible: government datasets, regulatory filings, issuer disclosures, academic papers, and original interviews. Secondary reporting is used to add context, not as a substitute for verifying the underlying fact.

Data points and notable claims should be traceable to a credible source. We name institutions, dates, and document types where that helps readers evaluate reliability.

We seek diverse and authoritative voices—across gender, background, and geography—when selecting experts and examples, so our sourcing reflects the breadth of people who use personal finance information.

When we review or compare financial products, we explain how we evaluated them (fees, features, eligibility, customer experience, and how they fit typical use cases). Rankings and “best of” lists describe our criteria so readers can judge fit for themselves.

Facts Deck may participate in affiliate or partner programs on some pages. When we do, we disclose those relationships near the relevant recommendations. Compensation does not buy placement in our editorial judgments: our writers and editors assign scores and picks based on the same criteria we publish.

Readers should always read issuer terms before applying or signing—our summaries are educational, not a substitute for the official agreement.

Commercial teams do not dictate editorial coverage. Sponsored or branded content, when we run it, is labeled distinctly from editorial articles so readers can tell what is paid promotion.

Our editorial staff make decisions about topics, tone, and conclusions. If a conflict of interest arises for a writer or editor—financial or personal—we recuse, disclose, or reassign work to protect reader trust.

We do not accept payment in exchange for positive reviews or undisclosed endorsements. Gifts or travel that could create appearance issues are declined or disclosed according to our internal policy.

Nothing on Facts Deck is personalized investment, tax, or legal advice. Articles and tools are for general education and illustration; they do not know your full financial picture, risk tolerance, or jurisdiction.

Before you invest, borrow, or make a major financial decision, consult a qualified professional who can review your specific situation. Past performance and hypothetical projections are not guarantees of future results.

Regulatory rules and product terms change. Always verify current conditions with official sources or a licensed advisor.

We publish original writing, analysis, and data visualization produced by or for Facts Deck. When we summarize or quote others, we attribute clearly and respect copyright and fair-use norms.

Plagiarism and unattributed reuse are not acceptable. AI-assisted drafting may be used as a tool under human editorial control; final accountability for accuracy and originality rests with our editors and named authors.

We correct attribution gaps if they are identified after publication.

We believe personal finance content should speak to a wide range of readers—different incomes, family structures, abilities, and life stages. That includes inclusive language, accessible explanations, and examples that do not assume a single cultural default.

We work to include diverse experts and sources in our reporting and to cover topics that matter to underserved communities, including access to banking, credit, housing, and retirement.

We welcome feedback on how we can represent our audience more fairly and will update content when thoughtful readers point out gaps or insensitive framing.